About Your Plans Advisor

Hi, I’m Barbara Cleveland — the licensed agent behind Your Plans Advisor.

I started this business because insurance shouldn’t feel like a maze. It’s overwhelming for most people. Whether you’re employed, self-employed, or trying to protect your families future, I help you cut through the noise and find what truly fits.

I’m local to Dunedin, Florida, licensed in multiple states, and work directly with top carriers offering ACA, Medicare, life insurance, and group benefit options. I stay current on what’s changing — so you don’t have to.

This isn’t just a transaction — it’s a relationship. If I wouldn’t recommend something to my own family, I won’t recommend it to you. My job is to simplify, educate, and make sure you feel confident, not confused.

• ACA (Marketplace) Health Plans
  Personalized help enrolling in Affordable Care Act coverage, including $0 premium plans based on income. I’ll walk you through eligibility, subsidy options, and plan comparisons so you get coverage that fits your life — not just your zip code.
   
• Medicare Advantage, Supplements & Prescription Drug Plans
  Whether you're turning 65 or reviewing your current coverage, I’ll help you understand your choices. From all-in-one Advantage plans to Medigap policies and standalone drug coverage, I’ll make sure your doctors and medications are covered — with no surprises.
   
• Life Insurance with Living Benefits
  Protect your family’s future and your own. I offer term, final expense, and permanent policies that can also pay out while you’re still living if you face a serious illness or disability — not just after you’re gone.
   
• Group Insurance Alternatives for Small Businesses
  Offering health benefits to employees doesn’t have to be expensive or complicated. I help small businesses and self-employed owners explore affordable group-style coverage options, tax-friendly stipends, and ICHRAs.
   
• Ongoing Personal Support
  You won’t be passed off after the sale. I personally handle your follow-ups, renewals, updates, and questions — because things change, and you deserve a real advisor who sticks around.
   

📍 Based in Dunedin, FL
📞 727-314-3536
📩 barbara@yourplansadvisor.com